Your Own
Insurance Company
Keep the profits. Control the program. Eliminate the overhead. We handle everything from entity formation to regulatory compliance—you focus on your business.
Keep Profits
Retain underwriting gains
Fully Managed
We handle everything
Custom Built
Tailored to your needs
Why Create a Captive?
Traditional insurance means paying premiums that never return. A captive lets you self-insure and keep the profits.
Traditional Insurance
- •Profits go to insurance carriers
- •Generic, one-size-fits-all policies
- •Limited control over programs
- •Rising premiums every year
Your Captive with Dane
- •You keep 100% of profits and build reserves
- •Custom programs tailored to your exact needs
- •Full control over underwriting and claims
- •Better risk management and program flexibility
Built by Engineers,
Powered by AI
We're a cutting-edge AI company based in San Francisco with engineers on our founding team. Technology isn't just a tool for us—it's deeply baked into who we are, making us more efficient than traditional insurance solutions.
Engineer-Led Innovation
Our founding team includes engineers who understand both insurance and technology at a deep level.
AI-First Approach
Automated workflows, intelligent underwriting, and AI-powered claims processing reduce costs and increase speed.
Built for Modern Business
Custom-built technology stack designed to bring transformative change to the insurance industry.
We Handle Everything
You Don't Lift a Finger
From entity formation to ongoing compliance, our white-glove service takes care of every detail so you can focus on running your business.
Entity Formation
We handle all legal paperwork, domicile selection, and entity setup
Regulatory Filing
Complete all state filings, licenses, and compliance requirements
Program Design
Custom insurance programs tailored to your specific business needs
Ongoing Management
Continuous compliance, reporting, and program optimization
Ready to Launch Your Captive?
Let's discuss how a captive insurance company can transform your risk management strategy